In 1996 The Bank of Fincastle realized there was a need for a comprehensive mortgage company to meet the needs of residents of Botetourt County and surrounding areas. In 1997 The Bank of Fincastle created Colonial Mortgage Company. The professionals at Colonial Mortgage combine local knowledge, rapid decisions and personalized help to make the mortgage process an easy one, even if it's you first home. You will find that they have competitive rates on home mortgages and offer different types of mortgage options including: first time home buyer programs, community home buyer's programs, 24-hour automated underwriting, construction loans, construction-to-permanent loans, new construction special programs, fixed rate loans, adjustable rate loans, FHA and VA loans. To find out rates call the 24-Hour Rate Hotline at 540-966-7576. To find out more call Colonial Mortgage Company at 540-966-3100.