Stop by any of our branch locations for more information or call 540-473-2761.

Convenient Access Visa® Prepaid Card or Gift Card

All of the prepaid card products offered by Convenient Cards share a similar set of characteristics. They are all used in innovative ways to meet the needs of businesses while at the same time providing unsurpassed value to cardholders. We provide flexible solutions that enable businesses and consumers to enjoy the convenience and security of financial transactions conducted over the Visa network. We also save businesses and consumers time and money by enabling them to perform electronic commerce in applications that have traditionally relied upon paper checks.

Using your Card

Your Convenient Visa Card is a "prepaid" card. A "prepaid" card has several distinct advantages. Rather than being a credit card, a prepaid card is a card that you load with your own money, avoiding the hazards of high APY and interest on unpaid amounts. Your Convenient Visa card will help you carry value conveniently without carrying cash or racking up credit card debt.

The Convenient Visa Prepaid card can be used anywhere the Visa logo is accepted. You can use it at a restaurant, at an ATM, at the grocery store and millions of other locations where Visa is accepted. If you are having credit problems and cannot open up a checking account, the Convenient Visa Prepaid card works as a virtual bank account that provides direct deposit and online account management including bill payment, transaction history and text alerts.

Convenient Visa Gift Cards

The Convenient Visa® Gift Card is the perfect gift, allowing the recipient to purchase exactly what they'd like. It's Convenient; It's Personal; It's Appreciated. And, because it is a prepaid card, spending is limited by the balance of the card. Convenient Visa Gift Cards can be loaded one time with any dollar value between $10 and $500. Cards provide the security of plastic with the convenience of cash. They can be used to make purchases everywhere Visa debit cards are accepted including online and over the phone.

Convenient Visa General Purpose Reloadable Cards

The Convenient World Visa® Prepaid Card is a general purpose reloadable prepaid card with hundreds of applications for businesses that cater to consumers. It is a Visa card consumers load with their own money to make purchases and get cash everywhere Visa debit cards are accepted. For many consumers, who do not qualify for or choose not to open traditional bank checking accounts, the Convenient World Visa Prepaid Card is the ideal solution.

It's safer than carrying cash and can help cardholders manage their finances. Cardholders can manage and track their spending online for improved budgeting and money management. They can set up text and email alerts to notify them when funds are spent or when balances reach defined minimums. For added convenience and cost savings, cardholders can set up direct payroll deposit to their card accounts and pay bills online - more easily avoiding check cashing fees and late payments.

Of course, the cards can be used to make purchases everywhere Visa debit cards are accepted—in-store, online, or by phone and to get cash at more than one million ATMs worldwide.

Cardholder Support

Please contact 1-800-486-0292 or visit online at for assistance in all matters relating to your card after you have purchased it from the bank.

Cardholders please be advised to carefully read the card carrier (the piece of paper attached to the card) in full for all Terms & Conditions associated with their cards. The card carrier contains answers to questions such as:

  • Card fees and charges
  • How to get access to the card’s balance information and transaction history
  • International card usage
  • What to do if the card is lost or stolen
  • Cardholder liability for unauthorized transactions
  • What to do if the card expires
  • Transaction dispute process
  • How to successfully use the card at hotels, restaurants, and service stations

Card issued by First Century Bank, N.A., member FDIC, pursuant to a license from Visa U.S.A. Inc.